Business Ready Solutions

CRISTEL - CRISTEL is an integrated solution for telecom service providers comprising of Point of Sale (POS) along with a Customer Registration System (CRS). The system is implemented centrally with a web based application interface. CRISTEL addresses various business functions of a Postpaid / Prepaid SIM lifecycle. It also provides interfaces to legacy / third party billing systems and other business applications.

CRISTEL is not an off-the-shelf commodity system. It is a centralised processing engine with highly configurable modules. The system can be configured and customised as per your business needs. A typical outline for implementing CRISTEL is as follows.

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GI-SAM - Insurance is a fast growing and highly competitive industry across the world. This industry is characterized by a large number of agents serving a diverse and geographically spread client base with a huge product portfolio. This necessitates an easy delivery channel for dissipation of information to agents. Equally important is an efficient system for accurate calculation of agent commissions. The process of calculation of commissions is inherently complex due to the large number of agents, products, clients, multiple payment headings, lines of business, and the very dynamic nature of the insurance business. GI-SAM General Insurance - Solution for Agents Management is designed to address these concerns. GI-SAM is a flexible online solution that can calculate commissions automatically and quickly, under peak loads. The solution integrates with legacy systems for fetching commission data and allows dynamic and configurable setup of commission formulae.

GI SAM has been intentionally designed to be flexible, so that it can be customised and configured as per your unique business requirements. A typical road map for implementing GI SAM as is follows:

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CLOVER FOREX SOLUTION (CFS) - Managing currency risk is one of the primary objectives and is normally addressed by having an appropriate risk management policy. Among other things, such policy would normally specify stop-loss and take-profit levels on various exposures. Moreover, a corporate would also have pre-decided entry and exit levels for its exposures. The treasury department at a Corporate is normally responsible for complying with policy directions. Besides, a corporate treasurer would always like to be aware and promptly informed about price changes in forex markets.

CFS aims to provide an efficient link in the above set-up. CFS has a bi-modular system comprising Customer Module on one hand and Dealer module on the other, with Internet providing the connectivity. Customers can log-on to the bank's site using access protocol, which ensures that only authorised persons are using the link.

The site would provide three things –

• Forex market information

• Market orders as well as take-profit / stop-loss orders which can be directly   entered into the system

• User may use the chatting facility to talk to the bank traders.

The in-puts from / to this site would be monitored by the bank's corporate treasury –information on market would be given by the treasury, ensuring prompt and efficient execution of customer orders. This would be very easy since CFS would provide complete information on pending orders without any effort on the part of the bank's corporate treasury. In addition to this an on-line communication channel is also available for interacting with customers.

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