Lending Solution/Financial

 

The financial services industry is dynamic and has been one of the most tested by investors. The financial services industry requires software systems that provide 'real time' support to transaction. Software is stressed to handle complex trade transactions.

Clover addresses the clients need for improving operational efficiency and superior customer support, by providing its clients.

• Increase Transparency
  • To store, manage and share information across applications.
  • Enable effective management of pre-trade, trade and post trade compliance.

• Solution that deliver ROI
  • Increase efficiency and lower costs throughout the trading cycle.
  • Enable intelligent decision-making in pre-trade, trade and post-trade.

• Reduce Errors
  • Solutions to track and fix mistakes, reducing costs and errors.
  • Solutions to meet the specific STP requirements of the securities industry.

• Improve efficiency throughout the trading cycle
  • Easily manage large volumes of transactions in the real time. With improved decision-making, operational efficiency climbs.

• Enhance compliance
  • Improve compliance monitoring throughout the trading cycle.

Solutions offer flexible way of implementing and managing regulations, enhancing compliance with Basel II, AML regulations and a host of other compliance regulations

 

Lending Solutions

Over the last two years, risk management has become a primary concern for both banks and lenders, both in terms of regulatory compliance and ensuring the future survival and profitability of financial institutions in the event of future economic turbulence. It is now all too apparent that risk management cannot be sidelined as a support function, as it has traditionally been. It needs to instead be integrated into all departments and viewed as crucial to the lending business.
 
Risk management has to be built into each and every phase and module of the lending system, right from Loan origination right until closure of the loan.

Clover helps you in identifying the gaps in the current system and provide solutions to plug these gaps with a credit appraisal module which provides facility to capture credit details and rate both corporate and retail clients. Clover also provides a credit monitoring solution which rates the loans during its entire tenure.